Or rather, the vast majority of pollution is created by a relatively small set of companies on behalf of the vast majority of people in the world (or at least in certain wealthy countries.) I.E. oil companies which generate oil used to power plants that generate electricity and plastic that are used by ordinary people, whose options are restricted such that they are reliant on the set of companies generating pollution. Thus, people need to reduce their reliance on (and therefore usage of) said industries (which would stop operating (and thus polluting) if they were not used), but can't do so without cooperation from governments that are often paid off by the corporations generating the pollution. The wealthy generate pollution corporately, not individually, most climate actions will necessarily affect the average person, because they will affect corporations whose actions have an unjust effect on the lives of the average individual..