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this post was submitted on 24 Mar 2025
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Well, that's the problem, due to changes passed with the Affordable Care Act (aka Obamacare), annual routine screenings are free including women wellness. A lot of people do not know this.
The problem is when they find something wrong. Going to a specialist can easily push from hundreds to thousands.
To add on: it has to be coded correctly for insurance. A “yearly physical” is its own special thing which does not require a copay, and if coded correctly covers like a basic metabolic panel, lipid panel, maybe something less common if family history suggests it. It has to be billed as a “preventative service” for something on this list of what falls under the “free” stuff, if you don’t want a nasty bill. I know a full lab workup for me is billed at around $1600 before insurance, and a primary care visit would be around $300.
Interesting, it's no wonder that so many Americans have a difficult time with medical bills. I was also under the impression that the Affordable Care Act had been dismantled, it's a bit tough to catch all of the headlines with so much going on all the time.
Affordable Care Act is mostly still there, but
Also the current administration is trying to
It's still counter-intuitive to me, the thought that any country/state would try to save money by rolling back coverage for immunizations. The total loss to GDP from chronic and acute health problems is nothing to shake a stick at, denying coverage for immunization is like a country shooting itself in the foot (assuming that they can cover the cost to begin with).
Have you met Republicans? They like shooting themselves in the foot. They love guns.
And it is mostly the red states doing these counterintuitive measures. Unintended consequences going to catch up real fast.
I've been hearing that for a while (and it was said for a long time before my time), but they're still keeping afloat somehow, despite several generations of getting railed by the conservative politicians, lawmakers & industry that they love. The math just doesn't check out, how long can people hang onto a ledge by their fingertips while cheering for someone who spits in their face?
Yeah, I don’t understand it either. Immunization has always been such a huge benefit, such a huge return on investment, such a huge positive, that I just don’t understand how even the most self-serving, manipulative liar with no morals would try to cut it
A lot of people think that it was gutted, but it's actually the reason we have a health insurance marketplace and why you can no longer get denied for preexisting conditions. Before it existed, you were just SOL.
https://en.m.wikipedia.org/wiki/Affordable_Care_Act
Not that it's cheap, but my employer charges about the same rate for a high deductible plan. If you are low income, you can get cheaper plans.
Healthcare in America isn't that BAD if you are relatively healthy, but it is nearly impossible to navigate... by design. Now, if you are actually sick, YMMV.
Damn, good to know that the bit about pre-existing conditions hasn't been struck down yet. I had to look up YMMV :(