One is a passenger train, another is a freight train carrying hazardous materials. The risks are VERY different.

Also, if you're looking for something to blame for the East Palestine, Ohio, train derailment, look at lax regulations:

Following the derailment, reaction and commentary focused on industry working conditions and safety concerns, including: the lack of modern brake safety regulations,[3] the implementation of precision scheduled railroading (PSR),[4] reduced railway workers per train, and increased train lengths and weight.