Yeah good point did not realize that. I guess they could have done is apply the fee when a certain limit is reached like what you mentioned about instapay. Other is government could also subside the fee for those low amount. I think gcash wants to increase their cash in limit but they can't because that's what make them competitive but on the other hand cash transfers between services are usually expensive because there is server cost, personnel salaries and more. So by setting it to 5 they would inheritly make a limit on the number of amount of money per transfer at the same time while still advertising that they have no limit. Just a disclaimer I don't work for gcash lmao all just speculation. Anyway it does sound scummy but they are currently leading e-wallet in the Philippines so they can get away with this. So what can we do? We could start paying cash again or use Maya, Coin PH or other e-wallets or traditional bank transfer.