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this post was submitted on 19 Aug 2023
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Asklemmy
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First, I am not from the US, and I did explicitly mention that it highly depends on the cost of living where you live.
I live in a place with a solid transit system, so I don't own a car. I live in a place with universal healthcare, so I don't need to worry about massive medical expenses later in life.
By investing 2.5 million dollars, using the 4% rule would give me 100k a year which is really high and I would never get anywhere near that.