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this post was submitted on 20 Aug 2023
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Asklemmy
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Car insurance Health insurance Dental insurance
All insurance really
Also renewing license plates/licenses
Basically if you need to make a yearly or monthly payment to keep using something it's a scam in my eyes.
I can tell you've never needed insurance or some kind of licensing system.
This changes.
Quite the contrary
I have all of these things. I just wish i didn't need them in the first place. Not sure how my comment made you think that.
So by saying you need them you are saying they're not a scam
I need them because if I don't have car insurance for example i get a fine. I need health insurance otherwise i have to pay out the ass. 2 stupid things made by some money hungry old fuckers that just want to collect even more money. This is just 2 examples of all kinds of insurance. The whole system is in place to make the rich richer for something meaningless.
Maybe they think the american vesrion is a scam. I think most of these work in other parts of the world
I will say insurance companies can be very quick to fight you when it comes to giving out money. Keep at it and you'll get something, but considering how long you can pay them month to month without using it, it's obnoxious.
Except health insurance. Health insurance is a fucking racket, the medical industrial complex it ties into is a racket, and the United States would be a better place if it gutted this system
Not sure about where you live, but where I live, that money goes towards road upkeep. That money has to come from somewhere.
Car bad. Train good
Exactly; it's a targeted tax.
The Ur-Scam.
"Pay money into this big pool, and if you have an emergency then we miiiight pay you some back. We keep any extra btw"
It makes a lot more sense to me to just keep an emergency fund and a few close friends.
I don't think you are using the same definition of scam