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GNU Taler v1.0 released
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Honestly european bankster telling me they won't replace cash with CBDC (while removing more and more ATM in rural areas) and that we will be anonymous (while attacking privacy respecting companies in order to protect citizens from terrorist and money laundering) sounds like propaganda to me. But I will keep using cash as long as possible alongside Bitcoin, Lignting Network and Monero and NEVER ever enter this CBDC system.
I think that contradiction is easily resolved when you realise that the eu isn't a monolith, and it's three seperate groups doing each of those things (also all the attacks on privacy never make it through, still concerning though)
But for your plan for what payment options you'll use I think that's based and you should keep doing that.