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Windows 11 has made the “clean Windows install” an oxymoron
(arstechnica.com)
This is a most excellent place for technology news and articles.
Depends on user competencies with computers. It really isn't difficult to full remove. Its even easier to disable like you mentioned, and for most common users, out of site out of mind is a fine option.
Now i do think having to do so is dogshit and should not have to be the case. I'm just saying what i specifically quoted from the article, are not fully true.