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Foss Finace manager?
(lemmy.world)
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https://actualbudget.com/
https://www.firefly-iii.org/
I've tried them both and I find Actual Budget a bit better. It also has an importer (directly from banks) which Firefly III has, but as a separate app and it's not so smooth to use.
Actual lets your budgets go negative, which is why I chose it when I was testing apps.
Edit: This is in contrast to Firefly III, which does not and explicitly said they won't.