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this post was submitted on 23 Aug 2023
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Is this a conclusion based on just direct impact, or did you consider the risk of people trying to bail out of a perceived-collapsing market in fear of an ever more challenging monthly payment?
I'd agree if you said it'd be difficult to even guess at the exact effects if people started panic-selling houses to unload on income properties to limit their risk - my own family was caught in that in the early '80s Calgary market and we've never recovered - but is there a nod to the potential for that slippage in your conclusions?