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What technology will disappear in the next 10 years?
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Cash, at least in europe. In my opinion that decision would mark one of the most epic political fails in recent history but I fear, that's what's going to happen.
Why would it be a failure? I loved never having to carry anything but a phone in China.
Regarding 2 and 3, theres a qualitative difference between the chinese government mandating corporations respect privacy and not retain or use biometric data and the US doing so (with the EU somewhere in the middle, usually), and what they have historically used that data for.
Regarding 1, in the event of a total societal collapse where not even phone towers are running, I'm not sure how much utility money would have.