this post was submitted on 04 Jul 2023
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Mildly Infuriating
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It's because the CC companies charge out the ass to be a payment processor towards T-Mobile (and all other companies). I'm reasonably certain we'll see many companies outright refusing to accept credit cards within 10 years.
This is something the EU got right by limiting interchange fees to 0.5% rather than the 3%+ in the US. It stopped companies charging consumers extra for credit transactions and also stopped weird outcomes where airlines and hotel companies became more interested in their branded credit cards than in providing an actual service.
Yes, but did it also lower prices? If it doesn’t, I’d rather trust in my ability to maximize the cash back from that 1-3%.
If prices just went down by an equivalent amount, sure.
Exactly. That's why I was saying maybe I'm overreacting because I kind of get it… But still.