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What’s something you own that has truly paid for itself?
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I'd bet that selfhosting jellyfin and running sunshine/moonlight has saved me close to $800 on comparable services since I learned to do it last year. So I'd have to say my GPU, which is used mostly for those purposes.
Only problem there for me was that it went off the rails for me, i got some 100TB of storage and I've been collecting old movies and shows that can't be found anywhere on Netflix type services. II spent thousands of dollars and hundreds of hours by now