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Americans with six-figure incomes are in 'survival mode'
(www.usatoday.com)
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And that’s basically it!
I make just under six—because I choose to work ten months instead of all twelve. I save about the same amount every month as you mention. Phone/rent (high as most people’s mortgage tbh), groceries and insurance for bills. If I want something I buy it, but idk. I could have a bigger place but I’m not trying to impress anyone so …why bother?
I'm with you. I'm around $120-125k depending on bonuses. I could in theory make more, but I work remotely, have plenty of PTO, the job's pretty cushy for several months the year and only rarely super busy and stressful, and I'm already saving aggressively. I haven't capped off and could make more (heck, I'm not even senior where I am), but it would likely come with work life balance issues and a side helping of misery. No thanks.
Having enough money to live and thrive is important, but knowing when it's enough and enjoying your life outside of it is just as important.