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[-] SeaJ@lemm.ee 3 points 1 year ago* (last edited 1 year ago)

You only need 3% of the loan for a down-payment. That would be $500k assuming OP did not add anything in.

My parents helped my wife and I a bit. I grew up in a 1000 sqft house with 2-3 other siblings. I do, however recognize that not everyone's parents were lucky enough to have that much stashed away but should still have the opportunity to purchase a home.

[-] predictable_territory@programming.dev 2 points 1 year ago* (last edited 1 year ago)

That's true in the US, but depends heavily on the country: if you're buying in London, you only need 5% as a general rule, but other regulations push the average down payment to about 14% before purchasing is on the table. In the Netherlands, from my understanding, you wouldn't need a down payment at all.

this post was submitted on 29 Aug 2023
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