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Why Co-ops Are the Solution to Our Housing Crisis
(thewalrus.ca)
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this post was submitted on 09 Dec 2025
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Don't let perfect be the enemy of good.
CMHC already has programs available to fully fund non-market housing initiatives as long as you can meet certain requirements. One of the biggest issues is that nearly everybody sees housing as an investment and not simply a shelter so if there's no money in it then they aren't interested.
Go grab the total amount they have funding for, then grab the number for the total value of the Canadian housing market.
Then tell me again that their programs are anything but PR bullshit so they can pretend they're doing something.
It's not that people see it as an investment, it's that the government allows it to be an investment. It doesn't have to be that way. They could fix it overnight with a new tax policy. It would just destroy the retirement plans of millions of people because the government let this go on too long. We'd have affordable housing overnight though.