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this post was submitted on 12 Dec 2025
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Asklemmy
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About 2 years' worth of rent (I live in NYC, to give an idea) in credit cards and a similarly large chunk in student loans
I was someone who paid off my balance in full at the end of every month for about 10 years, then bam, COVID, more fuck shit, rent needing to be paid via credit card several months (even more expensive as they take a usually 5% or more fee), and here we are