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Anon lives on a budget
(sh.itjust.works)
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this post was submitted on 14 Dec 2025
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To be fair, the requirement to provide health insurance and other benefits for full-time workers is definitely one of the leading causes of the reduction in full-time jobs. If lawmakers were really putting the peoples' interests first, they would have just said that for a part-time job the employer would have to provide benefits based on the fraction of 40 hours the employee worked (e.g. 20 hours is half-benefits).
Look I'll be honest with you. As someone outside the US the idea that your workplace is responsible for your private insurance / healthcare is bug fuck insane and open to exploitation on a mind boggling scale.
Not just open to exploitation; openly exploited. Disruption to coverage and questions about what could be covered differently are significant factors that cause people to choose not to take a job elsewhere.
The trick is that health insurance can be bought directly, but it's just so insanely expensive to do it that way so nobody does. Companies get a huge discount to buy bulk enterprise packages, and then their employees pay for a lot of it themselves. The portion that the company pays for is just an expense of labor, the same as salary, and offering better than the company across the street is an incentive to get better hires.
The ACA basically was just "hey, you know that discount that companies are getting? Now do it for the state and we'll offer it to everybody. And insurance companies will like it because people are given incentive to buy this because we're gonna fine people for not being insured." Pretty shitty deal, but at least people had the freedom to jobhop or become unemployed and keep their doctors.
It's cheaper and easier to buy a gun than to get an abortion in this shithole country.
Classic US capitalism: Take a product, triple the price, and then offer a generous 50% discount if you sign up on unfavourable terms.
But yeah, I guess I am preaching to the choir here.