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Scientist warn 1 billion on track to die from climate change.
(www.sciencealert.com)
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this post was submitted on 30 Aug 2023
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I wouldn’t be surprised if a majority of those casualties in the USA will be in Florida and California.
Many of the major insurance companies stopped issuing new home owners policies in those states because it was no longer profitable or very risky. IIRC, increasing housing costs and frequency of these events was the main reason they pulled out
It's largely legislative changes that have made insurance unprofitable in those states. Florida's bad faith law and banning of international reinsurers have both hurt the industry a lot. California has had wildfires for a long time and their frequency hasn't increased much over time.
I left a more detailed comment elsewhere in this thread if you're interested.