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Mastercard/Visa’s control
(lemmy.world)
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this post was submitted on 14 Jan 2026
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No. In Sweden, 99% of all payments are cahsless. Most stores don't even take cash anymore.
We still have plenty of (digital) options for payment in addition to Visa/Mastercard.
In my view, it's actually the opposite. The more digital paymenst are used, the higher the incentive to create a competing payment solution. Swish and Klarna are taking over more and more here.
In Canada we have Interac E-transfer for transferring funds from our standard chequing accounts to private businesses or people we're buying things off of. We also have "virtual credit cards" that are just a CC number with an exp date and CVV that we can use for online purchases and that money comes out of our regular back account without the need for a credit account.
Most people still have and use Credit Cards but we are far less reliant on them here. Most of them time if someone has one it's for the perks that card gives, like cash back on purchases or points for rewards like gift cards, tools, vacations, etc.
So, like, a debit card?
No, as you cannot use your debit card for online credit card interactions.
You can't use a debit card to buy things off Amazon.
That's a new one for me. I didn't realize in some countries you can't use a debit card on Amazon. To be clear, I'm not talking about an ATM card, I'm talking about a debit card with a Visa or MasterCard logo.
You absolutely can, I did so this week.
what why??
Must be a regional thing, because no such restriction exists in the US
Funny that, since I said in my OP, I'm Canadian.
Oh, so you meant "on Amazon here" rather than the overly broad and objectively incorrect "on Amazon" that you wrote.