295
submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

you are viewing a single comment's thread
view the rest of the comments
[-] ReallyKinda@kbin.social 12 points 1 year ago* (last edited 1 year ago)

Gotta either cut costs or increase pay. When I was living on $600 a month I roommated up, I applied for food assistance (SNAP), I bought a shitty craigslist car rather than picking up a car note, and I stuck to cheap cell carriers.

The last one is a place a lot of people could save a few dollars. T-mobile has a plan called t-mobile connect that is $15 a month with a few gigs of data. Works fine. Actually still use it now that I have a better job.

Ultimately you need to make more though. Think about all the skills you’ve gained in food service and retail and apply for another job you think you’d be good at. Imo anyone can do low level office work, for example. Sounds like you’re in the US, so keep an eye on Craigslist and Idealist.org (two engines where the jobs available are usually actually available unlike most search engines). Make it a habit of scrolling through and forming an opinion about what you would/wouldn’t like. Make a resume to fit (use chat gpt to help). Lie about things you’re pretty sure you could handle no problem but have no experience with. Once you get a better job do the whole thing again with the new experience to pad your resume.

[-] keeb420@kbin.social 1 points 1 year ago

Also if you have an senior family member, over 55, t-mobile has senior citizen plans that are unlimited for like $70 for two phones.

this post was submitted on 01 Sep 2023
295 points (97.1% liked)

Asklemmy

43852 readers
668 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago
MODERATORS