I already live in a house I don't own.

The real question is, would I prefer not to pay far out the ass to live here?

What are the downsides to living in affordable government accommodation, as opposed to paying for the house over thirty years, and giving the bank a small fortune in interest?

"UBI and stripping 1% isn't communism"

Sorry, I forgot that redistributing the wealth from the 1% and providing everyone with equal opportunity is not the entire premise of communism. You're right, my bad.

"I don't see how that could ever go over well"

Yes.. That's the idea..