295
submitted 1 year ago by quinnly@lemmy.ml to c/asklemmy@lemmy.ml

I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

you are viewing a single comment's thread
view the rest of the comments
[-] fraksken@infosec.pub 1 points 1 year ago

I agree. Moving to another country, even if it is on paper requires money. So does a therapist. I'm in a better position than op and I don't get a therapist although I could use one.

Self study is important though. speaking from experience with the same life experience as op, learning a new trade and going with it has changed my life for the better by a lot. finding the right (paying) employerin the trade is a bit of work (years). some jobs just don't pay enough to live off. I know it's wrong.

A tip I can give op is to put the savings in a bank account you don't have access to. in the same of somebody else. I went through a period of cash only. This was pre-smartphone, so transfers between accounts required me to go to the bank. Perhaps move financial applications to a secondary phone if you have one, or install when needed.

this post was submitted on 01 Sep 2023
295 points (97.1% liked)

Asklemmy

43895 readers
986 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy ๐Ÿ”

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago
MODERATORS