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this post was submitted on 16 Feb 2026
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A Boring Dystopia
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No. They keep having to move away from their homes and get new loans at higher rates.
They've never been able to pay off a home because they keep having to do new mortgages.
Your parents just suck at personal finance. They used their home as a piggy bank and raided the equity every time they moved. Either that or they kept buying more expensive properties.
I'm sorry, but your story is just not credible. If they owned a house in the city, and then the value soared, they should have been able to take their windfall, move out to the country, and buy a cheap property in cash. The only way this isn't true is if they either did a lot of cash-out refinancing, or if when they moved to the countryside, they bought a much larger property.