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submitted 2 months ago* (last edited 2 months ago) by Beep@lemmus.org to c/nottheonion@lemmy.world

A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

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[-] TigerAce@lemmy.dbzer0.com 1 points 2 months ago

From what I've heard from Americans working in hospitals is that this bill is what the hospital writes but they only charge a small amount and declare the rest at their own insurance as a loss. So the couple would end up with a bill of a few hundred dollars, nothing more. This is common practice, is what those people told me. I don't know if this is the case in every state though. But it sure is one weird fucked up system.

[-] yannic@lemmy.ca 3 points 2 months ago

Is that a legitimate business strategy?

I just send my customer a bill for a ridiculous amount, then my customer negotiates for something significantly less, and I can write off the difference?

There must be more to this. It's too good to be true.

[-] markko@lemmy.world 1 points 2 months ago

I've also read stories from people who have negotiated how much of their bill they paid. Fucked up indeed.

[-] victorz@lemmy.world 1 points 2 months ago* (last edited 2 months ago)

Our first baby was born 5 weeks early and had to spend about 3 weeks in the NICU before we could take him home. Nothing major, just monitoring and a careful feeding regimen to make sure he would make it, as sensitive as they are when born that early.

My wife had to pay $30 for the 3 days she rented a bed in the maternity ward ($10/day). That was our total bill.

Second child we paid nothing.

Nothing negotiated, just how it works in my country. ✌️

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this post was submitted on 21 Feb 2026
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