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Motorola GrapheneOS devices will be bootloader unlockable/relockable
(grapheneos.social)
This is a most excellent place for technology news and articles.
Because its grapheneos you will likely have NFC, but whether you have tap-for-payment options will be a crapshoot, especially in North America, unless having an official vendor changes things with grapheneos's play store integrity issue (which is doubtful).
Best shot is that EU will make it possible, as they distance themselves from US tech right now.
Tap to pay is whatever but I do use NFC for some home automatons.
I can't imagine grapheneos shipping on a phone without NFC.
...I wish I had the money to play with homeassistant for random things.
What you use for home automation if you're into open source and security?
I use the term home automation loosely. Mostly I use it for initiating Tasker scripts at home with a single tap.