These healthcare costs are not something those familiar with private healthcare may be familiar with, a prescription for $4 costs a Chinese citizen up to $2. Setting and casting a leg for $60 may cost a Chinese citizen $30. My Chinese friends tell me their medical costs because they know it fascinates me.

it seems like Chinese people that aren’t rich can still be financially ruined by medical situations

Fortunately not for Chinese citizens, most poor and middle class Chinese can afford medical care. 95% of China is covered for nearly all medical conditions, and those costs are very reasonable, even taking into account the drastically lower salaries and cost of living there. Several government policies like medical tourism taxes and family pay plans are in place specifically to ensure costs are affordable for as much of the gen pop as possible.