Why not both?

This measure isn’t a bandaid for what you describe. Imagine a scenario where you got everything you suggest here, living wages and higher tax on the 1%.

Would that mean that this NSF fee cap would be redundant? Not at all, we absolutely should be capping NSF fees as even in that scenario it’s a predatory poverty tax.

Things like tax rebates for services instead of capping prices, or subsidies for services if your income is under a certain threshold instead of making it affordable in the first place, those are bandaid solutions. That’s not what this is.

Well given they did mass immigration to intentionally debase salaries, after leading to skyrocketing asset prices via money printing and stimulus, so I'm going to say they wont do that. Remember the quiet quitting phenomenon we had around 2022 when wages were actually rising, how that was quickly squashed by our very own NDP/Liberal coalition?

Theres a reason the young are shifting to conservative while boomers love the Liberals, they protect their home values and their equity values. Then they make vague promises around climate change to fool the naive youth, while importing mass amounts of people into urban sprawl since their housing plan is ineffective and likely not designed to actually lower home values or increase density.