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submitted 1 day ago by NightOwl@lemmy.ca to c/canada@lemmy.ca
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[-] halcyoncmdr@piefed.social 13 points 1 day ago

Not much different than the US... Except the first still costs you thousands, while the second costs you tens of thousands. And in both cases the insurance you pay for will automatically deny every claim and force you to argue that what your doctor ordered is actually necessary while the insurance company effectively practices medicine with an accounting degree.

[-] masterofn001@lemmy.ca 23 points 1 day ago* (last edited 1 day ago)

Number one cause of bankruptcy in America:

Medical debt.

A doctors visit could cost you a thousand.

An MRI will cost you 3-5k

A few stitches could cost you 10k.

A single stint to unblock an artery will cost near 100k or more.

long term stays for severe injuries, Radiation, chemo,, coma, life support... Just write off anything anyone in your family could earn in the next 5 or 10 generations.

All the while paying a mandatory 30k per year for insurance (which, like.you said, will deny, delay,defraud).

And then there's the cost of prescription medication....

On an unrelated note:

Who's your favourite Mario Kart character?

[-] wolfeh@lemmy.blahaj.zone 1 points 15 hours ago

One whose name can never be mentioned on Reddit. 😁

[-] OwOarchist@pawb.social 12 points 1 day ago

Who’s your favourite Mario Kart character?

Likeable chap in a green hat. His name escapes me at the moment.

[-] Lost_My_Mind@lemmy.world 8 points 1 day ago

I had cancer in 2023. It forced me to not be able to work. So I got on medicaid.

For the next 10 months I had weekly appointments. Then they'd send me letters that show the cost of my care. It would say "THIS IS NOT A BILL".

But it would still show what the charges were.

My care if uninsured would have literally cost AT LEAST 4 million dollars. I stopped adding to the count after a while, and I STILL get those letters.

[-] halcyoncmdr@piefed.social 10 points 1 day ago

And those treatments were never anywhere near $4 million. That "not a bill" just shows the massively inflated negotiated illusion insurance negotiated with the provider. It was never accurate but allows insurance companies to point to it to justify the illusion that they're saving you so much money with their negotiations.

Those bills should be required to also list the cash price, because that's closer to the actual price of the treatment. Sometimes actually less than the insurance negotiated price. With those the provider doesn't need to deal with an insurance company and all the bullshit they also do on the provider side. The insurance companies are terrible to everyone, not just the patient.

[-] lobut@lemmy.ca 4 points 1 day ago

I'm confused ... they sent you "NOT" bills despite you being on medicaid? For what? Also, millions for this treatment is insane. Yes, it's cancer, but that's just ridiculous. It's like the reverse lottery ...

[-] halcyoncmdr@piefed.social 4 points 1 day ago

It's the Explanation Of Benefits. IT is a disclosure of treatment and charges, the date it occurred, etc.

The purpose is for you to verify what the medical provider is saying they did, how much it cost, whether insurance covered it or denied the claim, how much your insurance paid, and if you have a copay or deductible that will be listed as well as the remaining amount (a bill would then be sent separately if that's the case).

It also has a secondary purpose of advising you if anyone fraudulently is using your information to receive treatment. Since you would receive an EOB without having gone to the doctor obviously.

this post was submitted on 18 Mar 2026
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