I know your whole schtick is being a bit of a dumb bastard that confuses himself for a rationalist, but the phrase "working their ass off beforehand" applies to the job(s) they work and earned with personal effort and the familial responsibilities they have, unlike the idle rich.
The best part is there's a lot more ignorance and disingenunity in the statement than that.
Unless he's just saying homeowners don't work hard for what they have.
That's what it's being addressed. That a middle class exists and can and do take a month off at a time. They went off into left field. Try to keep up.
I know your whole schtick is being a bit of a dumb bastard that confuses himself for a rationalist, but the phrase "working their ass off beforehand" applies to the job(s) they work and earned with personal effort and the familial responsibilities they have, unlike the idle rich.