You know what else makes everything more expensive? Fucking flood insurance. We've had 2-3 "once in 100 year" floods in my area (not a flood plain) in the last 10 years. That's climate change and it's already causing increased premiums, decreased of maximums, and costs of renovations and flood proofing. Other areas have other problems, e.g., wildfires, heat domes, etc.

So we can either face the reality that climate change adaptation costs money and come up with a way to make the polluters pay for their externalities, or we can all sell our houses to Aquaman.