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What Cars do You Swear By?
(lemmy.ml)
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Depending on where you live, you might be able to consider not getting a replacement. Public transportation and cycling is vastly superior if the infrastructure is available. Costs less, keeps you healthier, better for the environment, less noisy cities, more flexible, etc etc.
Not to mention that a replacement doesn't need to be a car. An e-bike or a motorcycle might cover needs. Also as to once a year needs, if you go with a cheaper option, you can always rent a car or moving van if you want to.