Wouldn't the inside of your house still have wood framing structure like this though? Looks like this neighbourhood uses vinyl siding, but you could easily have a brick/stone/stucco exterior.

Isn't it way harder to run plumbing/electric through cinder blocks, let alone hanging drywall? Or do you build a cinderblock box first and then frame the inside with wood?

This place looks like it doesn't have a basement, which is a must in Canada, and all our basements are generally concrete pour or cinderblocks, but we still have framing on the inside walls, and usually everything above the basement is wood + facade