In Malaysia, you're treatment are mostly covered by the goverment through subsidies. You usually pay a percentage of the treatment cost. The only exception is cosmetic surgery and certain high end medications, i think. Despite that, there are still people that is unable to pay the fee and the goverment still provide some kind of monetary support or the public hospital helps by paying the remaining fee using available fund. As a result, there are long waiting time for treatment and the public hospital generally overcrowded and healthcare workers were overworked. Thus, most of our specialist or other healthcare workers would escape this hell hole for a much better paying job in private sector or in other country.