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this post was submitted on 06 Oct 2023
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For Firefox users, there is media bias / propaganda / fact check plugin.
https://addons.mozilla.org/en-US/firefox/addon/media-bias-fact-check/
- Consider including the article’s mediabiasfactcheck.com/ link
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You can't trust pensions. Goldman Sachs will just dump it all in mortgage backed securities
This is one way 401k and similar plans are better than pensions: you own the money, immediately
While pensions were historically a lot higher value, there have been too many ways to lose it. Not spend ten years at the company? Gone. Company goes bankrupt? Gone. Company not funding their commitment? Gone.
With a 401k, I own the money immediately, can take it with me no matter how short term an employee I am, keep it even if the company is bankrupt, and most importantly, I decide how to invest it (that could be bad but it’s still my choice)