1272
Anon on credit scores
(sh.itjust.works)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 23 Oct 2023
1272 points (96.1% liked)
4chan
4262 readers
2 users here now
Greentexts, memes, everything 4chan.
founded 1 year ago
MODERATORS
Idk, doesn’t seem like magic to me. Just pay your bills. Grow your existing credit cards. Spend responsibly. Keep below 30% utilization of credit limit of each card and overall.
Start early (when you are 18) and by the time you actually need to use it (car or mortgage products). Then you will be gucci.
It’s a shame basic financial literacy is not taught in schools.
yeah but if you're responsible enough to only spend money you actually have, you're fucked
My dad told me to never use credit, never even get credit cards, pay for everything in cash. If I didn't do my own research and start building my credit score when I moved out at 21, I would probably not be living in my own house at the moment