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this post was submitted on 30 Oct 2023
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I'm 38, and yeah it's seriously fucked. I keep saying this and people still want to plug their ears and scream "it's the guns!".
I'm a prime example, I have ADHD and hardcore insomnia, and I got laid off a few months ago, my health insurance just ended. In order to see a psychiatrist it's gonna cost me $300 out of pocket for the visit, and then generic Ambien is like $120 for 60 pills. I got letters that say I could get health insurance via the COBRA Act of 1985, but it's SEVEN HUNDRED AND THIRTY DOLLARS A MONTH. Healthcare.gov keeps playing commercials that say "enroll now and you can get health insurance for as low as $10/month!". I went on there to look and it's only available for 2024 right now and they want to know your income for 2024. I put in 80k and they said I wasn't eligible, I put in 40k and it said it was gonna cost $350/month.
My dad is 73 and he constantly has to fight with insurance and the pharmacy to get his Ambien as well.
It's absolutely ridiculous.
Losing your insurance/job is one of those situations that they'll enroll you early
I get your trying to help but you're missing the point
Ah thanks for the info, but it will still probably be less to pay out of pocket. The shrink's follow up is $200 and the Ambien will be $120. IDK how much I can get the premium down to, and even then there's the deductibles.
If you aren't working, put in zero as your salary.
That's what I'm thinking, but the question is "how much will you be making in 2024?" not "How much are you currently making?"
You can't know the future, what if the economy craters? If and when your salary changes, you update it then.
Exactly, it's a dumb question, no one really knows how much they'll be making in the future, but it's not like 2024 is far away.
That's brutal, and I'm very sorry to hear that. No one should have to struggle to find help, especially for stuff like that.
I think this whole system is stupid, even from a business sense. If you want quality labour, "happy employees" are the way to go. If you prevent people from getting much wanted/needed help, you'll have a lot less of those "happy employees". You'll also have fewer taxes being paid, less money being spent, fewer people attending events and buying non-essential things, etc. The current set-up makes no sense to me. Instead of imporving anything, let's just keep continuing to make things worse and then complain that society is getting worse. That will totally fix things. It hasn't worked for the past couple of decades, but it will totally magically change tomorrow. Assholes.
I hope things get much better for you and your father soon. Y'all deserve MUCH better than this.
Thanks 😊 The problem is that they have no souls and conscience, and only care about money, so I don't think anything will change this unless we go with public/socialized healthcare but that will never happen because "socialism" is "the worst thing that could happen" according to some people.... my dad is against it because he "doesn't want to help pay for some low-life's healthcare which he has worked his ass off to pay into" 🤦♂️
If you aren’t working, why are you putting in any salary?
But... what about the shareholders? What about about their return on investment?
/s
almost 10% of your income!? fuck the "hyper socialist" Germany has 6% from my taxes
They took about 30% of my yearly income for local (I lived and worked in NYC for 7 years), state, and federal taxes for the past few years! I may get about 5% or less of that back in my tax return.
Best country in the world! 🤑