See, the thing is, you can just ignore medical debt for the most part. I was told by the hospital billing people, while panicking over finances, that I can pay like $1/month and say that's all I can afford and the companies just have to deal with it. You can also just ignore it outright for 7 years and then it's gone forever. It can fuck with your credit if you do that, but it is an option.

The cost of shit is still bad though. It's so dumb