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this post was submitted on 10 Nov 2023
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Selfhosted
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I tried it. If I count everything I pay periodically (more bills than subscriptions) I get to 13 things, and the monthly total was slightly higher than I thought due to yearly stuff like school.
Maybe it's just not for me. I'm not big on budgeting (I only really budget things that don't fit in last month's wage) . Used to do YNAB for about two years (the offline version you could buy on Steam) a lot of work for no benefit.
Even if you do properly budget, I don't see the value of this over using a spreadsheet.