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this post was submitted on 19 Nov 2023
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I just had to quit my job, which was so low-paying I didn't have anything to invest with, in order to be a "learning coach" for my daughter's online school. Now we're on a single income. So it must be nice to have that kind of money to put into a retirement account, but we don't have it.
Everyone's situation is different. I work two jobs and thankfully my wife doesn't anymore but she was working two jobs. It can be very hard to get ahead sometimes. If your financial situation improves I'd highly recommend looking into retirement savings. $10 a week in a 401k over 45 years gives you over $165k & if you have access to company matching funds that cuts your investment with the same results or doubles your savings. Like I said if you're able. Maslow's hierarchy comes first: food, drink, shelter, clothing, warmth, and sleep (well I sacrifice sleep a lot unfortunately).