Actually, there is a way to get the tax withholding set to 0. You have to pay when it comes to tax time though. You can alter your witholdings also so that your take home pay is more, but your tax return would be less. If you're really interested, I'd talk to an accountant ar a tax professional though. Also, just to make sure I'm not misunderstood, you still have to pay taxes to the govt, it's just a lump sum instead of being taken out every month.