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this post was submitted on 27 Nov 2023
601 points (97.0% liked)
No Stupid Questions
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No such thing. Ask away!
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Naming it gambling and then having it required by the government to operate a vehicle seems like a bad analogy.
I know, but that's what literally it is. It's even the historical origin of insurance as a concept. If you win, they have to pay your liabilities, if insurance wins, that means there hasn't been any major accident or harm done. Either way, for the government, it's a win-win. Either all it's fine, or someone is ready to pay up the costs. The problem is, of course, scummy insurers who refuse to pony up their end of the bargain because they blew the money on ads, cocaine and hookers.