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Cause it isn't
(lemmy.ml)
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this post was submitted on 29 Nov 2023
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Where I live, it is mandatory for employers to start a pension scheme for all employees. The scheme is controlled by the employer until you quit. Then it is up to you to find it a good home and make sound investing strategies. You can't access the money until your are at least 62 years old.
If you find a new job, your new employer will assume responsibility over it and make sure payments are made into it on your behalf until you quit/retire.
Mandatory monthly payments your employer have to make are minimum 2 % and up to a maximum of 7% of your salary.
It is a part of your terms and conditions when you apply for a job. The employer can't take the percentage out of your salary. They have to take it from the business itself.