I disagree about the natural talent one. From my perspective thats the obvious first pick. At work I'm currently training to be a Crane Operator and struggle busing hard with it. Like yeah I could use it to get muscles but thats not even where I first went just because imo the ability to quickly learn a new skill is invaluable. imagine being a natural at negotiating business dealings to get a favorable outcome for your side. once you figure out how to turn your natural talent into money a lot of the other things will be able to fall into place.