Our regulatory bodies have people that rotate in and out of the banking industry on the regular. Until this stops, we will never, EVER, see positive change.

Our government will continue to divide people with incompetent initiatives and then keep taking money from these companies on the down low, pretending all the while like the regulators are going to do something.

There's not a single regulatory body in Canada that isn't absolutely riddled with the cancer of large corporate money paying off the 'regulators' that work in those offices, or, straight up offering the regulators jobs if they just look the other way for the more heinous crimes and do small fines for the more obvious crimes.

So, keep in mind, that if this is what CIBC is being fined for and this is considered 'small', what are they doing that the regulators know about and are actively ignoring to keep the public in the dark?