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this post was submitted on 14 Dec 2023
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The fuck? I don't have relationships with blood sucking financial parasites. Who here is playing golf on the weekend with bank CEOs?
Credit unions in particular still give some weight to how long you have been a member. Banks don't so much, and even with credit unions it only goes so far.
The article is discussing the Navy credit union.
I bet there is zero science backing this up. Just someone some moron in a suit thought would sound smart.
Nope. There is zero evidence that a long-standing, mutually-beneficial financial relationship works out.
FFS, of course working with people over time is beneficial. Of course, both parties view one another more favorably, and act on that favoritism. You're like some kind of financial incel.
that's not what's meant. they mean, how long you've had an account with them, whether you have multiple accounts or loans with the institution, if you've been late in paying or carried very minimal balances or have a history of harassing customer service to the point customer service felt the need to record it.
it's your relationship with the institution, not the ceo, and whether you've been a good customer or not really.
Been with my credit union for 15-years or so. We have a solid relationship. If I need a thing, bet they stand up for me. No one has as clue what the other looks like, but here we are.
Had 3 car loans, couple of personal loans, saving and checking accounts, and a credit card with them. They helped me with financial needs, I repaid as agreed. It's been a mutually beneficial relationship.
If your take on business relationships is built on schmoozing, you're gonna fail every time.