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Spare a dollar?
(sh.itjust.works)
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A collection of some classic Lemmy memes for your enjoyment
It’s not a bug, that number includes property tax and home insurance which is like 99.99% of it
It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.
This is just a simple online mortgage calculator so it factors in escrow into the monthly payment since that’s what pretty much everyone is going to have.