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Spare a dollar?
(sh.itjust.works)
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this post was submitted on 28 Dec 2023
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What assets? They put 100% down! Haha
No they didn’t. They put 99.99% down. There’s $1 left.
Oh shit I didn't see that before hahaha
The calculator probably doesn't think that much when it's basically supposed to be an ad for a bank
The home insurance covers the home, so it's useful for all interested parties (owner, possibly bank).
Even if the bank doesn't have any interest in the house (cash sale/no mortgage), I would absolutely want to insure the house!
Owning a house means you don't pay rent, but you do have to pay taxes and, unless you really want to gamble, insurance.
That's not a mortgage though.