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He didn't veto it and no one forced him. There really is nothing else to say. The neoliberals knew full well the disaster that would follow but not only ignored it they also actively encouraged it.
Anyone with brains could see that if tuition is rising faster than income and you make student loans inescapable you would end up with mountains of debt. The only two options I can see
They couldn't see the obvious in which case they should have zero power.
They knew this would happen and wanted it.
I don't completely disagree, though the argument bears the advantage of hindsight. My suspicion is that the balance of the problem stemmed from the typical right wing obsession with the desire to obliterate the social safety net but the lack of pushback was due to an explicit underestimating of the scope of resulting fuckery - see also those black politicians who didn't push back on Tough on Crime bullshit. People made bad calls out of panic and circumstances, and fixing the problems are far simpler onbpaper than in application, particularly because of those who see the situation as a feature, not a bug.