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Banks need it /s
(lemy.lol)
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this post was submitted on 25 Jan 2024
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This is very sad.
For us the transfer is either near-instantaneous (new system, called UPI) or done in batches every half an hour (old system). I guess this is why banks can't do this trick.
I think it's closer to that way now. There was incentive to banks in the past to process it differently.
That said, my bank's "pay bills" function still takes your cash out before sending the check, despite the check NOT being a cashier's check when not linked to an e-account. They just refund you in 90 days (or so) if it isn't cashed.